Islamic banking, Configured not coded.
Faster time-to-market.
Launch Sharia-compliant digital banking services on a platform successfully deployed in Qatar and trusted by banks across Europe, Southeast Europe, and the GCC.
FINTENSE supports Islamic banking across digital onboarding, mobile and web banking, financing products, AI personalization, and Sharia governance enabling faster time-to-market without replacing your core banking system.
What this means for your bank
Representative results and deployment metrics across FINTENSE implementations.
Islamic banking built for GCC banks
GCC banks need to move faster on Islamic digital banking without disrupting governance, compliance, or existing operations.
FINTENSE enables banks to launch and evolve Sharia-compliant digital experiences on top of existing infrastructure, configured around their own governance and operating model.
- Accelerate time-to-market for new Islamic banking products and services
- Launch Islamic banking services without changing your core
- Configure Sharia-approved products without lengthy development projects
- Support Retail, SME, and Corporate banking on a single platform
- Deliver Arabic-first digital experiences across mobile and web
- Give Sharia Boards real-time visibility and auditability
Successfully supporting Islamic banking in Qatar
FINTENSE is live in the Qatari banking market, supporting Islamic digital banking deployments built around Sharia-compliant product structures and modern customer expectations.
Banks in Qatar use FINTENSE to modernize customer journeys while maintaining governance frameworks, Sharia board oversight, and operational stability.
- Arabic-first customer experiences
- Native support for Islamic finance products
- Seamless integration with existing banking infrastructure
- Faster go-live with lower implementation risk
Your Sharia board sees every decision in real time
Governance is not a module added later. It is built into every transaction, product configuration, approval workflow, and customer journey from day one.
- Full transaction lineage for Sharia board review
- AAOIFI-aligned reporting
- Automated Zakat calculation and reporting
- Sharia approval and governance workflows
- Segregation of Islamic and conventional banking operations
- Multi-jurisdiction support: UAE, Saudi Arabia, Qatar, Kuwait, Bahrain, Oman
Every major Islamic finance product.
Configured around your sharia model.
Every Islamic bank follows its own approved product structures. FINTENSE does not impose a generic template business teams configure products, approval flows, and customer journeys to match their Sharia board's requirements. Adapt products, approval flows, and customer journeys without rebuilding digital channels.
Supported Products
Murabaha مرابحة · Cost-Plus Financing
Ijara إجارة · Islamic Leasing
Musharakah مشاركة · Profit and Loss Sharing
Mudarabah مضاربة · Investment Partnership
Wakala وكالة · Agency Contract
Takaful تكافل · Mutual Insurance
Platform Capabilities
End-to-end digital financing journeys
Digital onboarding and customer verification
Online application and approval workflows
Mobile and web self-service experiences
Omnichannel customer engagement
Modernize Islamic Banking without replacing your core
Your transaction records, risk models, and compliance frameworks stay exactly where they are.
FINTENSE connects through APIs and adds digital onboarding, financing journeys, personalization, customer engagement, and product configuration capabilities on top of existing infrastructure.
No core replacement. No parallel operations. No disruption to existing governance frameworks.
- Business-led product configuration – no IT dependency for every change
- Arabic-first digital experiences for GCC retail and SME customers
- Preserved governance and compliance frameworks
- Reduced implementation risk
